Tag Archives: online shopping

Simplify Your Life: Step 7 Pay Off Those Debts and Bills

Pay Off Those Debts and Bills

Money is a big cause of stress in many people’s lives. So it would only make sense that getting rid of debts and bills can help us to simplify our lives and reduce stress. Credit cards and online shopping make it is so easy to buy things and accumulate debt without realizing it. We see something we want and we buy it and then we regret it when the bill comes in.

If we can learn to live a bit more frugally then we can learn to buy less, want less, be more eco friendly, simplify our budgets, and reach our financial goals of being debt free. We can’t do a lot about what has already been done but we can work towards simplify our lives to prevent the stress from these debts and bills.

One way we can do this is by setting up automatic deposits and payments. You can have your paychecks automatically deposited and you can also set your bills on auto pay. By doing this you can get those bills paid while preventing late payments. If you want to save a little bit more then you can even go paperless which will help to cut down on paper clutter and mail.  All of this adds up to less stress and a simpler life as there are fewer things to worry about.

I have found that I can not only simplify some of my shopping but save time and money while helping the planet by using subscription services and the convenience of online ordering for some things like cleaning supplies, household supplies, groceries, essential oils, and other items. My favorite place to use are:

Now if you have already overspent and just don’t have the money to cover the bills then that is another story. That can lead to a lot of stress. You can set a budget and work on learning to only buy what you need. You may also want to look into ways to bring a little extra income. Many of these places I listed above also offer affiliate or referral bonuses which can help out too.

I really like the simplicity of the Wealthy Affiliate program. It not only teaches you the ins and outs of affiliate marketing but helps you to set up your own website. With the company’s ‘pay it forward’ attitude there is a constant supply of support from other members who have been right where you are right now. Go ahead, check it out, and sign up for your FREE account right now.

Congratulations!

This was the last step of my Simplify your life series. I hope you found some of the information useful. If you implement these easy steps into your life you will find you have more FREE time for quality moments with your friends and family. Good luck!

Have you thought of starting your own blog to make a little extra money? Check out 3 Steps to Start that Blog You’ve Been Dreaming Of for some great ideas to get started.

 

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10 Tips For Preventing Online Fraud

The holidays are busy for almost everyone. Many of us are stressed and tired. Others are constantly looking for the best deals on gifts and need to shop around several different places to find them. It can get confusing keeping track of what we’ve spent and where we’ve spent it. Unfortunately there are those out there that take advantage of this and we may find ourselves to be the victim of credit card fraud.

How Can You Prevent Online Fraud? While it may be impossible, unless you don’t have a credit or debit card, to completely prevent it here are some great guidelines to help us make it more difficult for fraud to happen: Continue reading 10 Tips For Preventing Online Fraud