These are a couple of older posts but the information still holds true and I am still using those printables… last year I didn’t print off a new set and things got a little confusing as I was trying to just ‘reuse’ the old ones but I’ve already printed out my new ones for 2023 so I can get a head start.
I also went ahead and wrote down the balances on any accounts that I am working on paying off so I can keep track of my progress… it feels so good to pay something off! We are slowly climbing out of debt even though we’ve had a couple of rough years. We’ve been making repairs to the house whenever we get the cash saved for a project while trying not to go into debt for anything else.
Sometimes we have to go without something for a bit or we have to wait a bit longer than anticipated but the money we save in the long run is a great bonus. With the increased costs of EVERYTHING, we need to save money every place we can!
Having all of your bills organized so you aren’t forgetting about due dates and such can save you a lot of time and money because hopefully, you won’t have as many late fees. I keep a simple pocket folder in a desk drawer with a place for my printouts and any incoming bills for easy access. It truly does make paying bills an easier process although it can still be a bit painful on the wallet.
Here are the links to the posts and printables if you want to check them out yourself!
This also works great as a worksheet to help teach kids about budgets!